In a move that could redefine personal finance, fintech giant Revolut is gearing up to roll out its AI-powered financial assistant, an intelligent money management tool that understands your habits better than your bank ever did. This new feature is not just a budgeting bot, even though it is said to be coming out “shortly.” It is meant to be your personal finance coach, looking at how you spend your money, making personalized suggestions, and pushing you to make better financial choices.
Revolut is used by more than 52 million people worldwide and makes £3.1 billion a year. This AI leap isn’t just about making things easier; it’s also about making digital banking truly adaptable. The company’s goal is to make AI the main way people handle their money starting in 2025.
A New Era of Smart Finance: From Insights to Action
The AI assistant was made as part of the company’s big plan for products in 2025. It will work more like a friend than a feature. Whether you’re overspending on takeout or missing recurring subscriptions, the tool is expected to offer proactive advice, emotional nudges, and long-term planning tips, all personalized. It will probably look at users’ income, expenses, saving habits, and investment trends to help them set realistic financial goals and stick to them.
Francesca Carlesi, the CEO, recently hinted at how the platform plans to compete with both traditional banks and fintech companies like Cleo. The new assistant is just one part of a much bigger puzzle, along with things like AI-powered fraud detection and biometric ATM access that will be available soon.
A global vision with local accuracy
Revolut’s new ideas aren’t just for the UK. Revolut is aggressively expanding its banking footprint in countries such as France, Spain, and Ireland, intending to obtain licenses in ten additional jurisdictions. But with financial regulation still fragmented across borders, especially post-Brexit, Revolut’s AI could become a crucial bridge, adapting advice based on regional rules while keeping the user experience seamless.
As more users shift toward self-directed financial tools, Revolut is stepping in to fill a crucial need: a digital assistant that’s always on, always learning, and always there to whisper better decisions into your wallet. It’s not just about smarter banking. It’s about empowering people with financial foresight, before they even realize they need it.
Also read:
