Distributed ledger systems may be the answer to dysfunctional and inefficient financial markets, according to Lily Liu, executive director of the Solana Foundation, which has re-ignited interest in blockchain technology. According to Liu, who recently spoke at a conference, traditional finance has long-standing structural problems that can be solved through decentralization and real-time transparency.
Efficiency and Real-Time Settlement Made Possible by Blockchain
Core strengths of blockchain networks like Solana, according to Liu, include immutable record-keeping, real-time settlements, and the elimination of intermediaries. Many current marketplaces, she claims, are using antiquated infrastructure, which causes unnecessary expense, inefficiency, and friction. There is more counterparty risk in traditional settlement systems since trades take days to process. On the other hand, blockchain allows for completely auditable transactions to be finalized in a matter of seconds.
Institutional interest in decentralized finance is on the rise, lending credence to these arguments. Real-world asset (RWA) protocols are on the increase, and BlackRock’s foray into tokenized assets demonstrates blockchain’s growing practicality. Blockchain, according to Liu’s arguments reported in The Crypto Times, does more than digitize obsolete processes; it essentially replaces them with something better.
To put it in perspective, Solana’s network processed over 100 billion transactions in 2024 and 2025 while maintaining sub-second block times, and the cryptocurrency saw substantial popularity during that time. These measures demonstrate that the scalability of blockchains is no longer an abstract concept. With its high throughput and cheap fees, Solana is a good choice for a global finance foundation layer. Learn more about it at this link.
Regulatory Advancements and Worldwide Implementation
Regulatory landscapes around the world are also changing. Indicators of institutional maturity include the MiCA framework in the EU and the increasing number of debates regarding digital asset regulation in the US. Several governments are investigating the potential of blockchain technology in public finance, supply chain security, and international money transfers.
Central banks are also conducting tests of digital currencies (CBDCs) that are based on blockchain technology. These new achievements back up Liu’s claim that the banking industry is embracing verifiable, programmable infrastructure.
This research explores the positioning of blockchain-based assets like XRP for global domination post-Bitcoin and provides related observations.
What was before seen as a technological pipe dream is now showing its worth in practical uses. The statement made by Solana’s executive is part of a larger trend toward a more positive perception of blockchain technology. Blockchain has the potential to underpin a more just and efficient financial future, thanks to the support of influential institutions, regulators, and developers who are united in its advantages.
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